Privacy Policy

1. Operator and Scope
NoMarkupsClub is operated by NETWORTHY GLOBAL LLC (“NoMarkupsClub,” “we,” “us,” or “our”), located at 5830 E 2nd St, Ste 7000, Casper, WY 82609, USA. For purposes of applicable data-protection law, NETWORTHY GLOBAL LLC is the controller of personal information processed through the platform unless another party is expressly identified as responsible. This policy explains how we handle personal information when a person visits the website, creates an account, purchases products or membership, uses referral or compensation features, contacts support, submits a return request, or otherwise uses the platform.

2. Account and Contact Information
We may collect information provided during registration or account use, including name, username, email address, telephone number, country, address, city, state or region, postal code, profile photograph, account preferences, business-interest selections, authentication information, account status, IP address, and records of accepted terms or authorizations.

3. Orders, Delivery, and Returns
For purchases and returns, we may process customer and recipient details, billing and shipping addresses, order and invoice numbers, products, quantities, prices, currency, shipping method and charges, carrier and tracking information, delivery status, return reason, messages, photographs, and other information needed to complete or review the transaction.

4. Membership, Referral, and Compensation Information
When these features are used, we may process plan and subscription details, activation and expiry dates, referral and network relationships, rank and qualification information, commissions, bonuses, wallet balances, withdrawals, transaction history, payment status, and related settings.

5. Payment Information
We may record payment-provider identifiers, transaction numbers, amounts, currency, status, date, billing details, and information required for reconciliation, refunds, disputes, fraud prevention, and accounting. Payment-card information entered into a payment interface is handled through the applicable payment service. Do not send full card numbers, security codes, or passwords through support messages.

6. Support and Technical Information
When you contact us, we may process your name, email, account identifier, IP address, subject, message, attachments, support-ticket details, and replies. We may also process browser and device information, requested pages, timestamps, session identifiers, language preference, cart information, and technical records needed for security and website operation.

7. How and Why We Use Information
We obtain information directly from users; automatically from browsers, devices, sessions, cookies, and website activity; and, where relevant, from payment providers, sellers, fulfilment partners, carriers, referral participants, fraud-prevention services, and other providers involved in an account or transaction. We use personal information to operate accounts and memberships; authenticate users; process orders, payments, delivery, returns, refunds, commissions, and withdrawals; provide support; maintain carts and preferences; prevent fraud and unauthorized access; diagnose technical problems; enforce applicable terms; maintain business and accounting records; and comply with legal obligations. Automated tools may help identify suspected fraud, security threats, payment risk, duplicate accounts, transaction irregularities, or qualification issues. We do not rely solely on automated processing to make a decision that produces legal or similarly significant effects unless permitted by applicable law and appropriate safeguards, including human review where required, are available. Where required, processing is based on contract, legal obligation, legitimate interests, protection of legal rights, or consent.

8. Service Providers and Recipients
Information may be shared as reasonably necessary with providers supporting hosting, storage, email, payment processing, fraud prevention, order fulfilment, transportation, delivery, support, accounting, security, and platform maintenance. Order information may be supplied to parties involved in fulfilling and delivering the relevant purchase. Providers may use the information only for the applicable service, legal duty, or disclosed purpose.

9. No Sale and Required Disclosures
NoMarkupsClub does not sell personal information. We also do not share personal information for cross-context behavioural advertising or provide customer contact lists to third-party marketers. Information may be disclosed when required by law, court order, or a valid governmental request; to investigate fraud, misuse, or security incidents; to protect users, the platform, or legal rights; or as part of a merger, acquisition, restructuring, financing, or sale of business assets subject to applicable safeguards.

10. International Processing
We and our service providers may process information in countries other than the user’s country of residence. Data-protection laws may differ between countries. Where applicable law requires safeguards for an international transfer, an appropriate lawful mechanism or protection will be used.

11. Retention
Information is retained for as long as reasonably necessary to provide the account or service, complete transactions, maintain order and financial records, administer memberships and compensation features, resolve support and return requests, protect security, prevent fraud, comply with legal or tax obligations, and establish or defend legal claims. Retention periods vary according to the type of information and applicable requirements.

12. Security
We use administrative, technical, and organizational measures intended to protect personal information, including access controls, authentication, restricted administrative access, secure transmission methods, logging, backups, and service-provider safeguards. No online system can guarantee absolute security. Users are responsible for protecting their credentials and reporting suspected unauthorized access.

13. Your Rights and Choices
Depending on applicable law, you may request access, correction, deletion, restriction, objection, portability, withdrawal of consent, or information about processing, sources, and recipients. You may also have the right to lodge a complaint with the data-protection, privacy, or consumer-protection authority responsible for your place of residence. Some records may need to be retained for transactions, security, accounting, legal compliance, fraud prevention, or legal claims. We may request reasonable information to verify identity. Marketing email can be stopped through the unsubscribe method provided or by contacting support, while necessary account and transaction messages may still be sent.

14. Cookies, Children, and Policy Changes
The website uses sessions, cookies, local storage, and session storage for authentication, security, cart operation, language preferences, and related functions, as explained in the Cookie Policy. NoMarkupsClub is intended only for persons who are at least 18 years old. We do not knowingly collect personal information from anyone under 18. A person under 18 may not create an account, purchase products or membership, activate Matrix access, or participate in referral or compensation features. If we learn that personal information was collected from a person under 18, we may delete the information and suspend or close the associated account, subject to records we are legally required to retain. We may update this policy when our services, processing activities, providers, legal requirements, or business structure change, and the current version will be published on this page.

15. Contact
Privacy questions and requests may be sent to support@nomarkupsclub.com or by mail to NETWORTHY GLOBAL LLC, 5830 E 2nd St, Ste 7000, Casper, WY 82609, USA. Include enough information to identify the relevant account or transaction and describe the request, but do not send passwords, complete payment-card information, or unnecessary sensitive information.